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SoFi Personal Loan Requirements Needed for Approval Personal loans can be used for almost any purpose, making them one of the most adaptable methods of borrowing money—without the high credit card interest rates. Unsecured personal loans, which can be obtained from a bank, credit union, or online lender, can be used for a variety of …
Personal loans are classified as either collateralized or uncollateralized.
In general, collateral is something of value that is used as security for loan repayment.
An origination fee is a one-time fee charged by a personal loan company to cover the cost of processing your loan.
A credit score is one of the key metrics lenders consider when qualifying a potential borrower for any loan.
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